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View Full Version : Kid racks up over £1000 on his mum's CC on Xbox Live.


MadManWithaBox
February 7th, 2011, 05:19 PM
http://www.dailymail.co.uk/news/article-1354490/Boy-11-racks-1-000-mothers-debit-card-playing-XBox-online.html


Quote:
Single mum-of-two Dawn, 37, from Strood, Kent, has now complained to Microsoft but claims the computer giant is ignoring her.
She said: 'When I put my card details in 18 months ago I thought it was just for his membership to play online with his friends.



'I work two jobs just to look after my family and pay the bills so I cannot afford all these extortionate charges.
'A thousand pounds isn't that much to people like Bill Gates, but for a single mum it is a lot of money that I don't have.
'The bank and Microsoft are blaming each other and no one is helping me. It has taken me ages to permanently get rid of my card details from the website.
'It was only when I made a complaint that they took all my details off.'
Dawn, who works as a sales executive and part-time singer, lives with Brendan and her 13-year-old daughter Abigail.
She entered her debit card details into the family Xbox to pay for Brendan's subscription to his favourite game.
However, Brendan repeatedly clicked on additions and extensions - racking up a £1082.52 debt to her account over six months.
Microsoft say they offer parental control accounts so parents like Dawn can monitor what their children are spending.

Expensive habit: Microsoft claim that Dawn's bill could have been prevented if she'd have activated the Family Settings on the X-Box
But Dawn wants her experience to be a lesson to other parents and blames Microsoft for making it 'too easy' for her son to spend the money.
She said: 'Brendan is 11 and knows his times tables but it was only when I explained to him that he realised how much money he had spent.
'When I showed him he burst into tears. He unplugged the Xbox and said he didn't want it anymore.
'I haven't punished him because he feels bad enough and I know he won't do it again.
'It is ridiculous to allow someone of his age to make payments without any checks being done.
'When he is in gaming mode he can't be thinking about the money. You can't put all that responsibility on a young boy.
'It is impossible to monitor everything your children do. These companies should take some responsibility. They take advantage of vulnerable people.'
A spokesman for Microsoft claimed that a parental control setting would have prevented Brendan from spending Dawn's money.
He said: 'With over 30M Xbox LIVE members across the world customer complaints of this nature are extremely rare.
'Microsoft's goal is to provide parents and caregivers with tools and resources to manage their children's gaming and entertainment experiences so that they can play in ways that are safer, healthy and more balanced.
'To accomplish this, we've built-in parental controls in every Xbox 360, work closely with retailers and recently launched the Play Smart, Play Safe website as an online resource for families.
'It should also be noted that LIVE accounts registered for children's use have online activity automatically defaulted to off, these can be enabled by the parent should they wish in the Family Settings section.'

Quahog
February 7th, 2011, 05:42 PM
I don't support child abuse, but he needs a good spanking. Spending his moms hard earned money on xbox games.

Amnesiac
February 7th, 2011, 06:08 PM
'It is impossible to monitor everything your children do. These companies should take some responsibility. They take advantage of vulnerable people.''

This is where I stopped reading.

Only a fucking idiot would give her 11-year-old kid access to her credit card and not pay attention to what he was doing with it. If you aren't able to monitor your own child using your own money at will, then DON'T LET HIM USE THE FUCKING CREDIT CARD. No excuses. Natural selection. Deal with it.

Rainstorm
February 7th, 2011, 06:28 PM
This is where I stopped reading.

Only a fucking idiot would give her 11-year-old kid access to her credit card and not pay attention to what he was doing with it. If you aren't able to monitor your own child using your own money at will, then DON'T LET HIM USE THE FUCKING CREDIT CARD. No excuses. Natural selection. Deal with it.

You have to consider though, a credit card going onto the Xbox is quite an issue to remove on occasions, and sometimes the person doesn't even know the card is saved on the Xbox.

Perseus
February 7th, 2011, 06:57 PM
She said: 'When I put my card details in 18 months ago I thought it was just for his membership to play online with his friends.





That's where I stopped reading. Her naïveté is just beyond normal means. Obviously if you put a credit card on the account it can be used for different means, and it's her own fault for not stressing to her child to not use her credit card.

AgusCO
February 7th, 2011, 06:57 PM
Only a fucking idiot would give her 11-year-old kid access to her credit card and not pay attention to what he was doing with it. If you aren't able to monitor your own child using your own money at will, then DON'T LET HIM USE THE FUCKING CREDIT CARD. No excuses

What he said.

Amnesiac
February 7th, 2011, 07:02 PM
You have to consider though, a credit card going onto the Xbox is quite an issue to remove on occasions, and sometimes the person doesn't even know the card is saved on the Xbox.

It's not really that hard to remove. It's the customer's responsibility to handle their finances properly and know exactly what they're doing and how to get out of it before proceeding. You don't just put a credit card on an account and call it a day. You have to know how to remove it, it's your responsibility.

Microsoft's billing website is extremely simple and makes removing a credit card as easy as clicking a link. This situation is the woman's fault, she should know better.

Rainstorm
February 7th, 2011, 07:05 PM
It's not really that hard to remove. It's the customer's responsibility to handle their finances properly and know exactly what they're doing and how to get out of it before proceeding. You don't just put a credit card on an account and call it a day. You have to know how to remove it, it's your responsibility.

Microsoft's billing website is extremely simple and makes removing a credit card as easy as clicking a link. This situation is the woman's fault, she should know better.

Yeahh, not always that simple.

I've read of situations, and experienced such, where the credit card simple wasn't removed by clicking a button and it required the people to call Customer Service (Which is not great in many companies) and give a ton of details in order to simply verify that you are using the right account and such.

Now, the women simple believed that she was just buying the membership or whatever it was. It's not like she handed the kid her card and said "This is how you do it, go buy whatever you want."

Maverick
February 7th, 2011, 07:08 PM
However, Brendan repeatedly clicked on additions and extensions - racking up a £1082.52 debt to her account over six months.

6 months? Does she not check her bank statements?

Amnesiac
February 7th, 2011, 07:12 PM
Yeahh, not always that simple.

I've read of situations, and experienced such, where the credit card simple wasn't removed by clicking a button and it required the people to call Customer Service (Which is not great in many companies) and give a ton of details in order to simply verify that you are using the right account and such.

Now, the women simple believed that she was just buying the membership or whatever it was. It's not like she handed the kid her card and said "This is how you do it, go buy whatever you want."

That's still irresponsible. Again, it was her responsibility to keep track of how the money was being spent. There's no evidence of a "special situation" here, it just seems like she was too ignorant to pay attention to her son's activities.

MadManWithaBox
February 7th, 2011, 07:25 PM
I was more like, how do you spend a grand on xbox live? That concept just amazes me.

Limelight788
February 9th, 2011, 12:24 AM
Coming from a person who thinks that spending $60 a year on an online gaming service just to play online is full of balonies and is my biggest complaint with the Microsoft gaming division, the full blame should go entirely to the kid and the mother. The mom because she failed to recognize that what she was doing was racking up unpaid debt and the kid because he decided to buy everything he wanted without his parents permission, which shows off his selfishness (I was aware at that age that you can't get everything you want just because you want/ask for it).

If they end up having to sell the house, then I show no sympathy toward them. This is yet another example of irresponsible parents letting kids control stuff they have no clue on handling properly.

Commander Thor
February 9th, 2011, 12:25 AM
6 months? Does she not check her bank statements?

This.

Also, there's no way, at all, the kid didn't know he was spending his mom's money.
When you go to buy MS points, it outright tells you, that $50 or whatever is going on a credit card. What other credit card could the kid possibly think it was going on?

Charleigh
February 12th, 2011, 02:44 PM
I would give the kid a pat on the back.
The mother shouldnt have saved her card number on it. Lool.