An 'Act of God'

[Zephyr]

So, if you're somewhat familiar with insurance companies, they have this excuse for not paying out called 'Act of God'.

Prime example of it in use:

When Hurricane Katrina hit the south, most insurance companies refused to pay out since it was an 'Act of God'.

Do you think that this is a viable reason to not pay out or is it just the insurance companies being greedy?

[Sage]

I believe that what people know as gravity is actually the great Flying Spaghetti Monster holding things down with his great noodly appendages so that things don't drift off into space.

You can blame who or whatever you want for a natural disaster, but in the end, you shouldn't be denied the money you deserve from your insurance company.

[Hyper]

Ahem.. Bullshit

[sebbie]

Insurance companies are run for financial gains therefore they will do whatever they can to prevent money from being given out.

[TODAYisTHEday]

I think its just because the insurance companies are being greedy because it happened because it happened.. I personally don't believe in god so it is a bunch of BS. Sorry bout my language but I just need to express my opinion.

[Sapphire]

Insurance companies are businesses and they need to make a profit just like other businesses. Paying out for natural disasters isn't good business wise. It may be harsh but an insurance company based in places like New Orleans or Mexico where hurricanes and the such like aren't uncommon would quickly go under if they had to pay out when disaster hits.

[Project Delta]

I think its quite funny really, for the atheists among us we dont believe in god, and therefore the contradiction that he may or may not exist affects the argument about acts of god.

They are actually just acts of nature that happen, and therefore should be covered. Water damage (from rain) is usually covered and that is a supposed 'act of god' really? isnt it. The rain is made and created by god and he chooses for it to fall on us (if he exists) and therefore is an act of god.
So really its quite a confusing topic

[Zephyr]

The funny thing I find about it is that technically everything can be considered an 'Act of God', so it's a self-defeating reason to not pay out. And many of the people who were affected by the hurricane had homeowners insurance that included water damage and such, and companies still refused to pay out.

[Bougainvillea]

I think it's a lame excuse. Insurance fucked over my grandpa. After he got both his legs amputated, the stopped covering hi. I personally despise insurance companies. Because of the hardship they caused for my family. They're liars and thieves.

[orangecounty]

They will always look for excuses to get out of paying settlements to homeowners. When my parents house flooded, they refused to cover the $38,000 of damage because it was originated in the bathroom and "they don't cover floods that originate in the bathroom"...it was just a lame excuse to get out of paying the settlement.

They don't care about God, or even the homeowner. They will come up with any excuse to save money. It is the nature of the industry.

[Whisper]

So, if you're somewhat familiar with insurance companies, they have this excuse for not paying out called 'Act of God'.

Prime example of it in use:

When Hurricane Katrina hit the south, most insurance companies refused to pay out since it was an 'Act of God'.

Do you think that this is a viable reason to not pay out or is it just the insurance companies being greedy?


No insurance company wants to touch Katrina's wake period! They're avoiding it like the black plague it is.
The sheer amount of money required to fix New Orleans would put them clean out of business.

Yes insurance companies are very greedy but that....would be suicide

[Project Delta]

Yeah but other small things that they still get out of, they are greedy bastards

[INFERNO]

Insurance companies want as much money for themselves possible so an excuse like "an act of god" as silly as it may sound, is a viable reason for them. They know that if they do pay for the damage by Hurricane Katrina, then they'd probably be broke or close to it. They're in it not to be all kind to you but simply it's a business and they want as much money for themselves as possible.

[ShatteredWings]

Assuming there is a God, all things that insurance covers is an 'act of god'

Any flood, fire, injury, car accident. All of these could be deduced down by the religious peoples as an 'act of god'..

[Project Delta]

Exactly. Insurance companies are absolute twats

[punkjake]

Using ones religion for an excuse is pathetic and stupid and a mockery of that religion

[James18]

An "act of God" is a common term for any natural disaster. It goes way back to the Middle Ages and has lost almost all religious meaning (similar to "for the love of God" "oh my God" and "God Bless America." These are all phrases that I've heard irreligious people use. They're part of the culture.

As for insurance companies, well they're companies. They need to make a profit to stay open. They'll cover whatever is on the contract that you agree to. They are under no obligation to fulfill anything that's not on your contract with them. In other words, if the insurance contract you have does not explicitly cover "Acts of God," you're not covered. I wouldn't call it greed, I'd call it an attempt to remain profitable.

[Death]

You know, I really find these 'acts of God' quite amusing actually since it shows how corrupt and uttely pathetic these insurance bullshitters are. It is not true, no excuse and is only their pathetic way of trying to not pay the money that they owe. Sad.

[rainbow2]

I think they are right because God does control the weather, but ... they should still pay the people their money.

[Death]

I think they are right because God does control the weather, but ... they should still pay the people their money.

What evidence to you have for this except blind faith which is hardly evidence at all? It is obvious that the insurance companies are looking for any excuse to not pay and they come up with obvious lies in order to do this and they say that God did it. The truth is, these 'acts of God' actually have true backed-up reasons. The insurance companies must pay for this. Now, if God had have destroyed it, what does that say about his morality? Does God pehaps enjoy destroying things and watching people suffer financially? These 'acts of God' are simple stories that are basically pathetic attemps for them to keep their extorted money and have no truth in them whatsoever. Besides, I didn't think that this happened that commonly. But I could be wrond and if I am, please tell me.

[orangecounty]

"God" needs to wreak some havoc on those greedy bastards. That would be an "act of God" worth seeing.

[IAMWILL]

So.. Since when is mother nature God?

[mrmcdonaldduck]

this reminds me of the new south wales government blaiming late trains on god.

people he has better things to do than piss us off

[Death]

this reminds me of the new south wales government blaiming late trains on god.

people he has better things to do than piss us off

I agree with this concept.

Insurance Company: "Why did that train fall off the rails by the river and why did it fall in the river right where a boat was passing by?"
Insurance Claimer: "I don't know; sometimes things are currently unexplained."
Insurance Company: "Right, God did it! We are not paying!"

This is basically a corrupt insurance company who makes every pathetic and untrue escuse they can to keep their money simply because they do not understand what's happaned. It's bloody awful.

[JunkBondTrader]

Using ones religion for an excuse is pathetic and stupid and a mockery of that religion

I think it's just a legal term meaning no ones fault rather than actually suggesting that god did it. :P

[Death]

I think it's just a legal term meaning no ones fault rather than actually suggesting that god did it. :P

That may be so, but that only helps show that the insurance company sould part with their money (however hard for them it might be) and pay for the damage.

[Whisper]

do you know how insurance companies first started out? like how they as a whole came into existence?
in Italy from gangs and mafia demanding "protection money"

[Maximum_A]

That's dumb

[derpderp]

It's a form of discrimination, what if my insurance agency refused to pay me AN AGNOSTIC money for damage caused by A DEITY WHICH THERE IS NO PROOF EXISTS OR NOT...so yea...

Then again insurance agencies are the devil, lol...

[Electra Heart]

Please don't bump old threads :locked: