First of all, you have absolutly nothing to worry about!
Every single person on this earth is different, that means that no-one is 'normal'. From the information you have given i would say that you are in the early stages of puberty and have alot still to go.
I would not say that this is unlucky as you havnt had to experiece all the pitfalls of puberty yet - and believe me, there are pitfalls.
About girls, i wouldnt worry about asking them out, if they really love you they wont be interested in grabbing your penis, they will be interested in you personality etc.
Hope this has helped and feel free to ask any more questions.